12 months for the price of nine on policies for pets under a year old

From today (Tuesday 1st December), M&S Bank has launched a limited period offer on new insurance policies for puppies and kittens aged eight weeks to 12 months old; customers will get 12 months for the price of nine on policies taken out online until 13th April 2016.

Customers with cats or dogs older than 12 months will continue to benefit from 15% online discount. In addition, M&S credit and debit cardholders taking out a new policy will also earn 250 loyalty points.

Paul Stokes, Head of Products at M&S Bank, commented: “Getting a new puppy or kitten is an exciting time, and most people will see their new pet as another family member. Young animals are often more susceptible to illness, and are also more accident-prone as they explore their new home and surroundings, so having the right insurance in place is important.”

M&S Bank research found that the average vet bill has more than doubled in 12 months to £600**, and that a third of those without insurance wouldn’t be able to cover the cost of the average vet’s bill***.

M&S Pet Insurance offers customers access to three levels of cover – Essential, Standard and Premier – depending on their individual needs.

M&S Pet Insurance – cover levels****:

• Premier – covers up to £7,000 in total in each period of insurance for the treatment of illness or injury, including cover for behavioural conditions and complementary treatments (limits apply). There is no separate limit on each illness or injury

• Standard – covers up to £4,000 in total in each period of insurance for the treatment of illness or injury, with a limit of £1,000 for each separate illness or injury claim

• Standard and Premier – customers can claim up to their annual limit in each period of insurance, as long as the policy is in place, with no 12-month time limit on treatment

• Essential – covers up to £3,000 for the treatment of each illness or injury, or a maximum claim period of 12 months (whichever is reached first), as long as the policy is in place

M&S Pet Insurance – key features (all policies):

• Unlimited telephone access to a veterinary nurse 24/7 with vetfone

• Available for cats and dogs from eight weeks old

• Customers purchasing insurance online receive a year-one 15 per cent discount

• Five per cent multi pet discount for each additional pet when applying online or via phone

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